Upcoming Solutions

– Built for What Comes Next

At CapAid, we don’t stop at solving today’s credit challenges. We’re already working on the next generation of financial tools that will help SMEs take full control of pricing, purchasing, and cash-flow forecasting, not just receivables.

The automated solutions will roll out in the next 1–3 years, but our team already delivers them manually through our consulting services. If you want early access or tailored support, we’re ready when you are.

POP – Pricing to Optimize Profits

Use Cases of POP:

  • Know which customers are eroding your margins, and adjust terms or prices accordingly

  • Understand which product lines are profitable, and which are dragging down performance

  • Use customer loyalty programs to increase the share of wallet.

  • Give discounts when the customer agrees to buy optimal quantities.

What is POP:

POP helps your business to use pricing to steer customer behaviour towards better profitability. By smart use of rebates and discounts, you motivate your customers to buy the right products and quantities to optimize your supply chain and save both money and CO2 emissions.  Prices are set smarter, based on data, not gut feeling. As in ACE, all is based on the rules set by management, your “Pricing policy”. Customer and product profitability analysis are automated, and your sales department has all the information easily available in their customer negotiations.

Why it matters:

Even a 1% margin improvement can make a massive difference to your bottom line. All discounts should be earned, not only as a result of historical pricing decisions. POP helps sales and finance teams work together to grow revenue profitably, not just push volume.

POS – Purchasing to Optimize Supply Chain

Use Cases of POS:

  • Know when to push back on supplier terms, and when to accept them

  • Make purchasing decisions based on cash flow impact, not just unit price

  • Optimize order timing to avoid tying up cash in excess stock

  • Improve supplier negotiations with clear risk and reliability data

  • Differentiate between MTS (Make-To-Stock), ATO (Assembly-To-Order), MTO (Make-To-Order) products

What is POS:

POS is your future procurement brain. It analyses supplier terms, delivery times, payment cycles, and inventory needs to help you buy smarter, and protect your working capital.

Why it matters:

Every purchase affects your cash. POS helps you ensure delivery accuracy without over-stocking, improve supplier relationships, and free up cash that’s locked in your supply chain.

COP – Cashflow Operations Platform

Use Cases of COP:

  • Run “what if” simulations (e.g., What happens if DSO rises by 10 days? If we lose a top customer? Discontinue a product?)

  • Forecast future cash positions across weeks, months, or years

  • Make investment decisions with confidence, knowing your future liquidity

  • Decrease both your financing costs and risks

What is COP:

COP is your short- and long-term financial radar. It connects sales, purchasing, fixed costs, and financing data into one forecasting engine that helps you see the future of your cash flow and plan for it. It differentiates between certain cash flows and prognosis, it evaluates investments and enhancement projects, and it suggests the best financing option.

Why it matters:

Most SMEs operate without a reliable cash-flow prognosis. COP gives you data-driven foresight so you can act, not react. It brings peace of mind and sharper financial control, even during uncertainty. You can achieve more with less cash.

Available Now as Manual Services!

All three tools are in development and will launch in a phased roadmap over
the next 1–3 years.
But you don’t have to wait. We already offer these capabilities through our
consulting work:

  • Redesign pricing models

  • Enhance supplier terms

  • Build custom cash flow forecasts

Interested in piloting one of these solutions? We always pilot our services by tailoring models for customer use before coding standardized solutions.